Pet insurance?

[Gerien]

Does anyone here have pet insurance? If so, who do you use? I have a 12 year old (healthy) cat I want to insure for accidents and illnesses. (There are enough low cost clinics I don't need vaccinations covered.) I'm thinking ASPCA for $15/month but have no idea if that's good or not.

[Grunt]

Call me uncaring but my pet insurance on my cat is knowing someone with kittens.

[Sturm-II]

Gerien you do realize that should something happen to said kitty, you'll have provided law enforcement with a motive.

[TEVA]

Didnt know there was pet insurance out there???????

[owly]

nope and we have a lot of cats too

[Immigrant]

my pet insurance on my cat is knowing someone with kittens.

lmfao no doubt

pet insurance??? we'll all be working for ins co's soon! (with the cost of vets these days tho... actually kind of makes sense)

[Gerien]

(with the cost of vets these days tho... actually kind of makes sense)

That's the idea. And at 13, my cat is getting to the age where she may soon start needing a lot more vet care.

[owly]

That is a old cat Gerien, one day with cats that love thier masters go off and die alone, keep your cat close......

[Desdemona]

The vet that we -used- to use recommends these folks http://www.carecredit.com on their website for pet insurance.

Our current vets don't have anyone they recommend on their website. After what we went through when we lost Buddy (BullMastiff mix male, I still cry for him) last year, I heartily advocate getting pet insurance if you can afford it, because you never know what can and will happen to a beloved pet.

[bigSparky]

I have no idea how long cats live. Thirteen seems a bit late in the game to me. But then again, maybe this is exactly the time for it. Just have to make sure you are not keeping the cat alive (If something should happen) for the wrong reasons. Of all people, I imagine you would understand that better than most. I've had to make that call with several dogs over the years, and it is tough. Very hard to let go of what we love, even though we may know in our hearts and minds what is right and truly compassionate. If you do get the insurance, may you never have to use it.

[Grunt]

I had a cat that made it to 25 or 28 depending on the age I got him from the pound

[Immigrant]

Desdemona, really sorry to hear that.

I hear you with costs my mum lost her puppy a few years back and the vet still set her back something like 1500 quid, and then there's the cremation services...

quite a racket - which makes Grunt's ins policy look real attractive

[Gerien]

Crixi is vary late middle age now. She's healthy (and an indoor cat to boot) but could start needing care anytime. Most cats live between 12 and 20 years. I expect her to be around a while longer. It's also that we're moving across country this year, so I wnt her checked up and healthy before we put her on a plane.

[Sturm-II]

Cats are resilient Gerien, my 20 year old Tabby Gino with 3 legs is proof.
He meows alot and is demanding especially when he wants to be pet, he has 2 distinct methods to change your mind if you decline, he'll impale you with his claws, or he'll head butt you.

[owly]

i have a cat we call her 'stinky' it's a fight everyday to keep in the house Hatama hates her but i love her even though she's a mischievous priss and attacks guest that just one of many stinky things she does lol

We also got two other cats and a litter of kittens

[Desdemona]

Currently, we have 1 dog (Max the HellHound), four cats and 1 Quaker parakeet. Anyone who knows Quakers knows that she is the size of a small parrot with a really, really BAD attitude....

In order of seniority:

Midnight, since 1999. Pure black male cat, half Siamese, has a face like a panther and weighs around 18 lbs. He's the one that I sometimes worry about, as he is getting older and more difficult to deal with when he wants his own way.

Max the HellHound, since 2000. He's a black labrador mix, but his muzzle is filling in with grey. He's an old, slow dog who occasionally runs around like a puppy just to confuse us all.

Eclipse, since 2001. Another pure black male cat, but his face isn't as well-defined as Midnight's. This cat is the King of Cuddlers. I swear my one daughter has broken him, because he will tolerate anything and everything that is done to him. He's my TV-watching companion since Buddy is gone.

Jeepers, since 2006. She was a stray kitten who showed up on our front porch two days after I had oral surgery, and I was on some really, really GOOD drugs. The husband said "HELL,NO!". The cat is still here. I am her Mama, and she is my kitten and nothing comes between us except the bedroom door at night. She really really hates the bedroom door.

Bella, since 2008. She was a birthday gift for the Evil Imp, totally not my idea. She's a demented ball of fluff who is still a tiny cat, full of energy and mischief. Her face reminds me of Gizmo, from Gremlins. She uses her cute-n-fluffiness to get what she wants.

The bird was named Sweety at the pet store when the husband and daughters brought her home. She was bought, originally, to piss me off because the husband was mad at me that day. Boy howdy, did THAT backfire on his silly arse!!! I like birds, you see, but just never had any as I am more of a cat-person than anything else. Nowadays, the bird is nicer to me because I am the one who takes care of her as well as gives her out-of-cage time. Her nickname is Birdzilla, or "That @#$^!!! bird!!"

[owly]

How descriptive i can see your pets in my mind......

[Immigrant]

and attacks guest

sounds like a charming lil shit lol
have to admit cats can be something else if brought up right (and I'm a dog person... mainly because me neighbors seem to think its sweet that their cats are 'independent' by roaming and leaving their shat in everyone else's gardens - nothing like getting a handful anytime you dig around out there) - known some cats that seemed smarted than some people I know lol

had no idea cats could live to 20... that's pretty amazing

Desdemona - awesome names! Did you pick them? And great descriptions! (gotta love pets)

The cat is still here.

right on lol

and you don't sleep with any of the critters??

[Gem]

In regards to Carecredit, it isn't insurance. They are a credit card for medical purposes. I believe you can use it for Human and animal medical bills, dental and vision. You need to check that your vet will accept it though. I'm not 100% sure what company owns the card though but my bills for them come from GE Money Bank. Anyways, it's always a good option to check out if your credit isn't totally in the toilet. They are also pretty fast on telling you if you are approved or not. When I used it I had an account in my name only and one that I was the secondary card holder or whatever. Once I was approved for it I was given all the info I needed to pay the vet bill for my dog, so if you've got good vet you don't have to wait for the card in mail. Of course with all credit cards be wary of hidden fees and the like.

[asoc]

Cats are evil.